This and That ....

When was the last time you got a call from a lender telling you that you are eligible for a 10 lakh rupee credit?  Everyone in India can sense the buzz of an expanding credit cycle. What does this really mean? The credit window in India is flung wide open, flooding the market with cheap funds. Households are borrowing more, snapping up new homes and cars, and indulging in greater consumption. This surge is fueling demand and lifting the spirits of both city dwellers and rural families alike.  If you are an investor in the securities market, how should you watch this cycle unfold? The force of the credit cycle is nothing short of extraordinary. While most people on the street may overlook its significance, this cycle can shape and transform your entire investment landscape. Capital or credit is an essential ingredient in the productive process of a nation’s economy. And any sign of excess or deficit in capital will immediately be reflected in the financial market. As the econom...